Experience a higher level of service with noticeably lower fees.
- Comprehensive Financial Planning
- Personalized Investment Management
- Employee Benefits Plan (401k / 403B)
- Foundation and Endowment Advisory Services
- What to Expect as a Client
Comprehensive Financial Planning
- Retirement Planning
- Income Planning
- Risk Management
- Education Planning
- Estate Planning
- Charitable Planning
We believe in a holistic approach. We look at your entire investment strategy as a whole to ensure peak performance. We make sure your money is working hard for you. The core of our approach to comprehensive financial planning is a fundamental belief that we must first understand the “complete picture” before we earn the right to offer you our financial and investment advice. We believe everyone needs a financial plan and somebody to help hold you accountable to stay with it.
- Establishing and defining the client-planner relationship and answering all your questions.
- Gathering client data including your goals, concerns, and understanding your risk tolerance level.
- Analyzing and evaluating your current financial status and investment accounts.
- Developing and presenting recommendations and/or alternative strategies for your plan.
- Implementing the recommendations and plan. Without implementation or a plan, It’s a plan to fail.
- Monitoring, reviewing, and making any necessary adjustments to your plan along the way.
We’ll help you prioritize your goals regarding liquidity, income, capital preservation, and growth. From there, we will develop a customized financial plan to help you meet your financial goals.
Personalized Investment Management
- Core Asset Allocation
- Equity Income
- Diversified income
- Fixed Income
- Defensive Tactical Strategies
We work hard to be your trusted advisor that will proactively manage your family wealth to ensure you meet your goals and objectives now and into the future. Our experience and breadth of management options allows you to enjoy your success knowing that you have a fiduciary and trusted partner helping you navigate the ever changing financial and market landscape.
Success comes from careful planning, diligent execution and management combined with proactive adjustments as your situation or markets change. We have a broad array of planning services that can be tailored to meet your individual goals and circumstances. We do this while working to keep your overall costs low. Investment management is tailored to each client’s individual needs.
Employee Benefits Plan (401k / 403B)
We work with our clients in reviewing their current employer sponsored retirement plans 401k / 403b’s and work closely with companies regarding their plan implementation, investment selection, and ongoing participant education.
Foundation and Endowment Advisory Services
Peak Wealth Management provides investment advisory services to endowment and foundation boards and investment committees. We focus on helping our clients establish an investment policy statement that is in close alignment with their spending and gift acceptance policies, and then execute on that policy through a diligent investment management process. We work with all types of endowments and foundations, ranging from community foundations to endowments seeking sustainable investment strategies. Because one of our core focus areas within our Peak Wealth Management offering is assisting our clients with their own philanthropic planning and giving, we take great pride in extending our circle of care to endowments and foundation.
As a client of Peak Wealth Management we want to afford you the opportunity to be as involved with the investment process as you desire.
That is why we offer so many avenues of education and communication, so that you never feel like you are out of touch with your money or financial plan. The cornerstone of our client relationships start with regular quarterly phone calls and (if possible) face-to-face meetings where we update you on the performance of your accounts and relay our latest market analysis to you. We always take the time to listen to your concerns, answer questions, and allow an open dialogue for investment idea generation. We want you to feel comfortable with our investment strategy and understand the risks and opportunities in the marketplace at any given time. Each month you will receive an independent custodial statement from Charles Schwab that includes a breakdown of the positions in your account and the changes in value for that period. In addition, you will receive a separate packet from PEAK Wealth Management that includes a statement of your management fees, an exclusive client memorandum, as well as quarterly performance reports. All of this information is designed to keep you informed of any changes we made to your account, and up-to-date with our latest portfolio thoughts. We have the capability to deliver this information electronically or via regular mail according to your preference.
Finally, on the anniversary of your start date with our firm, we do a formal account review where we sit down and re-examine your entire financial picture, including our performance, to make sure we are on track to reaching your goals. Our number one priority is to have long-term relationships with our clients by making sure we are exceeding your expectations every year.